We hope this answers your question/s - Please call me direct
at: 303-912-5113 and we will discuss your situation! (call anytime)

• You will need a two year work history. (not in same line of work needed)
  
• Credit is OK. (Underwriters will look at your last 12 months of pay history)
• Have Charge off's and collections on my credit: Typically they will have to be paid prior to closing.
  
• I have no credit. (Yes, we can get you the "best" rates even with no credit, we can find "alternative credit" which can be cell phone account, auto insurance account, utilties such as gas/water etc)
  
• Had a bankruptcy. You will have to wait two years
• We don't have any money saved. You will need a minimum of $1000 to get a great 30 year fixed rate through CHAFA. Find out more at: www.chfainfo.com